Unionbank instapay not received meaning I’ve read similar posts before that if transactions were unsuccessful nacre-credit back yung amount, however, mine is still floating. The amount was deducted on my bank account, but the receiver still haven't received the money until now. It's been days but I don't received my money on my Rbank acct, tho it was deducted to my Union bank acct. All of my transactions from there were delayed by three days. I really used to love UB, not until 2 months ago, all my instapay transactions were not sent or received real time. ph. Apparently, you need to call their CS to get this fixed. Skip to main content UnionBank Plaza Bldg. Ask the recipient to download a PDF copy of their bank's transaction history to see their complete list of transactions, including those that may not be visible However, a common snag occurs: you execute a transfer via InstaPay, and the amount gets deducted from your UnionBank account, but it never appears in your GCash wallet. This frustrating issue, known as a “floating” transaction, is not uncommon. However, it is not reflected in my bpi account. However, the transactions are flagged as 'for review'. How will the funds be returned to me if the interbank funds transfer transaction was not credited to the receiving bank? Skip to main content Hi, please give me some insights on what to do or idea with what situation i'm in. Please Try using other banks, kanina i just tried to instapay using Gcash pero not allowed yung 16 digit account number. You should use InstaPay if you intend your recipient to immediately receive funds of up to Php50,000. Sep 11, 2024 · Check if the 6-digit InstaPay Ref No. For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money in the Philippines. What this means is, someone can give you a correct account number but a totally bogus Account name and the transaction will still push through. What are InstaPay and PESONet? InstaPay and PESONet are two payment schemes under the National Retail Payment System (NRPS), a policy and regulatory framework launched by the Bangko Sentral ng Pilipinas to establish a safe, efficient, affordable, and reliable retail payment system. Still no money received. I had my friend transfer money through my UB Savings account today, it was deducted to his Gcash account but I still have not received it. Ginagamit ko na lang then binabayaran via InstaPay lol. I transferred 6000 pesos to my Robinsons bank debit account using pesonet last Sep 26. Receivers who also encounter an issue with receiving funds via InstaPay Philippines should contact their bank or e-wallet service provider and request for the fund to be returned to the sender. Skip to main content Not sure if it's been posted here but I recently discovered that Instapay transactions will push through even if you have a typo in the account name. Ive been trying to send money from bpi, seabank, cimb to my UB SA but lagi siyang fail since invalid daw ung acc #. More often than not, mas prone sa timeout issue si GCash compared kay BPI. Transfer Funds to non-UBP account through Instapay: This API transfers funds up to PHP 50,000 from a UnionBank account to a non-UnionBank account holder through Instapay. If my fund transfer was rejected, will the service fee be refunded? Yes, the service fee of rejected transactions will be refunded. I think the bank really had a system shut down around the time when I transferred the money though. See scenarios below: While transfers between UnionDigital Bank accounts and other bank accounts via InstaPay may be instant, PesoNET transfers might take 2-3 business days (or more) for the updated Funds transferred via InstaPay are received almost instantaneously, 24x7, all year round. com Nov 30, 2023 · One bank customer reported transferring money from UnionBank to Security Bank using InstaPay, only for the amount to not reflect in their account. When I transferred it, it says don’t make repeated transfer etc but my account has been deducted with the amount. Learn more about our updated privacy and cookie policy here. Use your credit card number as an account number and send to UnionBank. Maximum WHO CAN USE INSTAPAY? Limit Customers of InstaPay participating institutions with savings, current, or e-money accounts (with or without ATM/debit cards) can use InstaPay for sending and/or receiving fund transfers. Conveniently and securely transfer funds from your BPI account to other local banks today. I contacted BPI thru e-mail to report because the line is obviously not responding. Na deduct yung pera sa unionbank ko, pero hindi nag reflect sa Maya. InstaPay is a real-time fund transfer service that allows users to send money instantly to bank accounts or e-wallets. I am now scared to use their fund transfer because I don't want to wait and end up losing my money altogether and contacting them for weeks with their comm channels FB Unionbank Instapay to Gcash - not received by recipient, although deducted from UB account already. on your Maya transaction history matches the last 6 digits of the "Invoice number or Reference number" on the recipient bank's transaction details. What should I do? Mar 24, 2023 · If you are a business customer with Union Bank, you can provide PCHC paygate on your website or mobile app through Upay. After few mins, my brother, who is the PNB receiver, confirmed it was received na. Last week ganyan rin sa UnionBank, instapay naman, umabot ng Aug 15, 2023 · Or perhaps you did not receive the money via InstaPay? Report any errors and issues to your bank or e-wallet service provider immediately. For any concerns, you may contact us through our Customer Service Hotline at (+632) 8841-8600. I also received an SMS and email regarding my payment. The service is available 24/7, all year round. Hi! I transferred money from my BPI account to my UNIONBANK account yesterday through instapay, and until now, it has not been reflected yet pero may bawas na yung BPI ko. Transaction was done last Friday, January 12, 2024. If you already have a UB account, you can pay directly sa app in real-time. When my brother made a BPI to Landbank fund transfer with my sister's name but my account number, I still received the money. But don’t worry, you’re not alone in this problem, it happens to us too. Here are some key points to Normally pag ganyan, dun na sa Receiving ang may issue (sa case mo is si GCash). I transferred from my Maya Wallet to Landbank via instapay, double triple checked and all details are correct but I have not received it as well. Transfer Funds to non-UBP account through Instapay via Partners: This API transfers funds up to PHP 50,000 from a Partner's UnionBank corporate account to a non-UnionBank account holder through Instapay. Instapay naman noh and not Pesonet? Cutoff ni Pesonet is 2pm. I sent money to my maya wallet. Introduction. Retrieve List of Instapay Receiving Banks: This API retrieves the list of participating Instapay institutions that can receive payments. Click here to learn more about the features of InstaPay and PESONet. Unfortunately the reconciliation process can take up to 3 business days, so there's nothing you can do here but wait. We recommend using PESONet for transfers greater than Php50,000. 1. “Bank” or “UnionBank” means UnionBank of the Philippines; Instapay transfer from my Unionbank account last March 21 was "successful" but until now not yet received by the receiving account. They are not responding to my concerns on emails/social media pages. InstaPay is the 24/7 real-time solution to your money transfer needs. Anyone experience the same? 😢 Update: Money credited back to my account after a day. For PesoNet, there's a 3PM cut-off. I transferred money to BDO from UnionBank via Instapay on February 5 & 6 (50k per day). If you have an account from other banks, you can pay via Instapay for real-time posting but subject to Instapay fees. In this Program, the following terms shall have the following meanings: (a) "Account” means the UnionBank personal savings account that is linked to a Pag-IBIG Loyalty Card Plus. But it shows in my savings account transaction history as bills payment, no other details like my ub cc acct number and name. Clients can then use your payment system for government agency bills. What are the other references I can use? UnionBank Developer Portal FAQs; UnionBank APIs with Postman; UnionBank Developer Portal Reference Tried what OP suggested but was still getting the same message as you. Kung enrolled din ang BPI mo to receive email/SMS notifications, pwede mo din check dun kung nagsuccess nga sa BPI side. For InstaPay transactions, if funds were not received by your beneficiary, it is possible there were interconnectivity issues with BancNet and the receiving financial institution. Deposits are insured by PDIC up to P500,000 per depositor. Usually when there's something wrong happened with InstaPay even the sending bank can't do anything since that it still being held by BancNet (in this case not by UnionBank nor by Metrobank). " The Partner Disbursement API is one of the UnionBank Application programming interfaces (APIs) that allows your mobile application or website to transfer funds from your account to an account in another bank via UnionBank, Instapay, or Pesonet. Understanding Instapay. All the details are 100% correct since I made him double check everything before proceeding. Is anyone having similar issues? I already checked a billion times pero tama naman yung nainput ko na account number & details, usually instant ko naman narereceive ;( Aug 10, 2019 · I experience the same recently, I had sent Php10,000 from my BPI to Union bank were it is already 3 days and did not received by the recipient. If the funds are still not credited to the destination bank or are not credited back to the source CIMB account, kindly give us a call at #2462 so we can further review the transaction in a more secured environment. Then I logged in on Gcash. Nagpasa ako ng pera sa gcash gamit ang union bank online instapay to gcash nabawas ng 1500 sa atm ko pero di ko natanggap sa gcash ko Reply reply Top 1% Rank by size Yes. , Ortigas Center, Pasig City, Philippines I had a similar experience fee days ago wherein I transferred from Ub to PNB. almost same experience. I’m experiencing this now. Called UB CS and they said it was a successful transaction, apparently PNB held the funds and had to do manual posting. 1) For InstaPay, your transaction should be reflected immediately. I received my UB cc 2 months ago(?) and need to pay my bill, nauna ako magka cc bago magkasaving acc since parang nagka savings account lang ako when I enrolled the cc sa ub app. I didn’t receive any message or email confirmation of my payment to my UB cc thru UB savings account. For transfers initiated from your Bank App or E-Wallet to top up/cash in your GCash wallet, please refer to this Cash In article I don't know where to vent anymore. Jan 24, 2022 · There’s nothing like missing funds to make people go to great lengths to recover their hard-earned money. receive the amount in full at no extra cost. Get an access token through UnionBank Partner Login. no money received. Nagtransfer ako ng pera from Unionbank to Maya para magbayad sana sa Maya credit ko. InstaPay is an electronic fund transfer (EFT) service that allows customers to transfer PHP funds almost instantly between accounts of participating BSP-supervised banks and non-bank e-money issuers in the Philippines. Check, and if successful you have that account saved and you're sure Instapay is working and you've entered the correct account number. So last Saturday, I cashed-in on my gcash account via UnionBank. I tried from CIMB before using card number, it went through and napost naman yung payment in a few minutes. 00 from Seabank to UnionBank but using the card number as the account number since I have no UB savings account and it was posted immediately. , Ortigas Center, Pasig City, Philippines Note: The information below applies to cases where bank transfers from your GCash wallet to other bank accounts or e-wallets were not received. If you are experiencing delays with your Instapay cash out transaction, it is essential to understand how the process works and what steps you can take to resolve any issues. You can now send a request to Partner InstaPay Fund Transfer API. Is there a cut-off time for InstaPay Transactions? You may transfer funds via InstaPay from 12:20AM to 11:00PM (GMT +8) daily. Balance deducted and PNB holder did not receive funds. Nakalagay sa status ng transaction sa unionbank ay failed. I have a similar issue, via unionbank instapay din. Definition Unsuccessful Instapay In instances wherein an account was debited after a failed Instapay transaction, affected clients need not call the Bank to report such cases as funds will be posted, either to the sending or receiving bank within three (3 ) banking days, after reconciliation. , Meralco Ave. My funds are in my unionbank account. For instaPay, you will receive the funds instantly. 2) For PESONet: Transactions performed before 9:00 AM on a business day shall be processed by 2:00 PM within the same business day. Users of Payment Type Funds Hello! Ask ko lang po if may naka exp na po na nag send ng money from Maya to BPI via Instapay pero hindi po agad nag reflect sa BPI account? Matagal ko na sya ginagawa sa Maya pero ngayon lang nangyari na hindi agad nag reflect sa account ko yung sinend ko. I'm experiencing this now and it's my first time experiencing this. The transaction history is now gone in the app (only showing history until January). ⁵. gov. , Ortigas Center, Pasig City, Philippines Jun 26, 2018 · Hello Unionbank. After spending hours calling the Security Your UnionDigital Bank account may not instantly reflect your updated balance due to cases that might cause transactions to take longer to process. Anything else you need to know. Now, the transfer was made in the morning. My Instapay transaction via BPI to UnionBank as payment for my credit card is still floating. Why should I use InstaPay? With InstaPay, you can conveniently send funds to accounts maintained in other InstaPay participating banks and non-banks. InstaPay lets you do real-time transfers of up to PHP 50,000 daily. Good day, I wanted to pay my bpi credit card. I always chose instaPay when I transfer UnionBank to BDO or BPI and I've no problems so far. Unfortunately, I don’t have a landline and magastos naman when I use my prepaid number. Hi!! I got my money back after a day or 2. #UnionBankAdvisory UnionBank Online Fund Transfers via InstaPay will not be available on June 19, 2018 (Tue) from 6:00 PM – 7:00 PM in line with #UnionBankAdvisory UnionBank Online Fund Transfers via InstaPay will not be available on June 19, 2018 (Tue) from 6:00 PM – 7:00 PM in line with BancNet's scheduled system maintenance. Kaloka! BDO to Unionbank huhuhuhu sent it yesterday afternoon but until now di pa rin nag rerefflect sa receiving bank pero debited and successful transaction na siya sa BDO ko. It depends on which type of fund transfer she opted. I received a confirmation text from UB saying that my transfer was successful. Please expect the transaction to be completed within 2–3 banking days (weekends and holidays are not included). UnionBank Plaza Bldg. Per experience, if its INSTAPAY and the account exists, then the transaction will push through even if the account name and number do not match. Thank you for the trust, and we want to keep it that way. . "Transfers funds from a UnionBank corporate account to a UnionBank account or a non-UnionBank account through UnionBank, InstaPay, or Pesonet. II. Send money online instantly, securely, and conveniently with InstaPay. No funds was transferred yet on my gcash. I found a solution somewhere. I check my balance using Rafa na lang din. Transactions performed 3:00 PM onwards or on a non-business day (weekends Feb 28, 2022 · 2. Using the access token acquired, set it to the value of Authorization. So I just discovered that we can pay a UB Credit card directly through Instapay for real-time posting of payments. Tapos yung status ng transaction naging under review due to "no response from instapay" deducted na sya sa UB acct ko pero wala naman ako na receive sa Maya. I. 4:30pm ko pa sinend via Instapay. Don't show this message again Definition of Terms 1. corner Onyx St. Skip to main content See full list on poorpinoyinvestor. Hi. Inward remittances from abroad can appear in your account as Inrem via PCHC but may not have any other details. I'm feeling so frustrated and angry. I'd usually transfer through Instapay but did not notice that they moved the Pesonet option on the first line (which is where I have accustomed myself of clicking for Instapay option). Union Bank of the Philippines is an entity regulated by the Bangko Sentral ng Pilipinas (BSP) with email address consumeraffairs@bsp. For PESONet, it’s up to PHP 200,000 with daily cut-off at 3 PM. I thought it was just lagging, but hours passed already. I’am waiting for their responses and wait if within 7days will resolve Apr 30, 2021 · SECURITY BANK INSTAPAY TERMS AND CONDITIONS. , Ortigas Center, Pasig City, Philippines Transfer money, pay your bills, and top up your e-wallet using InstaPay and PESONet on Metrobank Online and the NEW Metrobank App. Transactions performed before 3:00 PM on a business day shall be processed by 6:00 PM within the same business day. I tried transferring 100. Next time you transfer to that account, if Instapay is down, at least you know that it was the correct account since it was already saved. odjjdi ztaykvla pghgy glyzyb tpppl mxzsyu xdx vsd zyvhlu iqdyr